Car Insurance in Alaska
State of Alaska requires for all drivers and vehicle owners to have with them proof of owning liability insurance at all times. When you acquire a Auto Insurance policy, the insurer must provide you with a card that indicates you own the correct policy.
When pulled over by a law enforcement officer, your Auto Insurance ID card may be requested.
The following areas do not require either registration or insurance (except when in the past 5 years the driver has received a ticket violation worth 6 or more points):
Adak |
Afognak |
Akhiok |
Akiachak |
Akiak |
Akolmiut |
Akulurak |
Akutan |
Alakanuk |
Alatna |
Allakaket |
Amakdedori |
Ambler |
Amchitka |
Aniak |
Annette |
Anvik |
Arctic Village |
Atka |
Atkasuk |
Attu |
Baranof |
Beaver |
Bell Island Hot Springs |
Belkofski |
Belmezok |
Bettles |
Bettles Field |
Biorka |
Birch Creek |
Brevig Mission |
Buckland |
Candle |
Canyon |
Cape Pole |
Cape Yakataga |
Chalkyitsik |
Chandalar |
Chaniliut |
Chakaktolik |
Chase |
Chatham |
Cheching |
Chenik |
Chefornak |
Chernofski |
Chevak |
Chichagof |
Chignik |
Chignik Lagoon |
Chignik Lake |
Chisana |
Christian |
Chuathbaluk |
Clark's Point |
Cold Bay |
Crooked Creek |
Deering |
Diomede |
Edna Bay |
Eek |
Egavik |
Egegik |
Ekuk |
Ekwok |
Elfin Cove |
Elim |
Emanguk |
Emmonak |
English Bay |
Excursion Inlet |
False Pass |
Flat |
Fort Yukon |
Fortuna Lodge |
Galena |
Gambell |
Golovin |
Goodnews Bay |
Grayling |
Gustavus |
Hawk Inlet |
Haycock |
Holy Cross |
Hooper Bay |
Hughes |
Huslia |
Iditarod |
Iguigig |
Igushik |
Iliamna |
Ivanoff Bay |
Kachemak |
Kaguyak |
Kakhonak |
Kaktovik |
Kalskagg |
Kaltag |
Kanatak |
Karluk |
Kashegelok |
Kasigluk |
Katalla |
Kiana |
King Cove |
King Island |
Kipnuk |
Kivalina |
Kiwalik |
Kobuk |
Kokhanok |
Kokrines |
Koliganek |
Kongiganak |
Kotlik |
Kotzebue |
Koyuk |
Koyukuk |
Kvichak |
Kwethluk |
Kwigillinogok |
Kwiguk |
Kwinhagak |
Lake Minchumina |
Larsen Bay |
Latouche |
Levelock |
Lime Village |
Little Diomede |
Long |
Lower Kalskag |
Monokatak |
Marshall |
Mary's Igloo |
McGrath |
Medfra |
Mekoryuk |
Meshik |
Metlakatla |
Meyoruk |
Meyers Chuck |
Moses Point |
Mt. Village |
Mumtrak |
Napaimiut |
Napaiskak |
Napakiak |
Nelson Lagoon |
New Stuyanok |
Newhalen |
Newtok |
Nightmute |
Nikolai |
Nikolski |
Noatak |
Nolan |
Nondalton |
Noorvik |
Nuiqsut |
Nulato |
Nunachuak |
Nunapitchuk |
Nushagak |
Nyac |
Old Harbor |
Ophir |
Oscarville |
Ouzinkie |
Owl Village |
Pavlof Harbor |
Pedro Bay |
Pelican |
Pennock Island |
Perryville |
Pikmiktalik |
Pile Bay |
Pilot Point |
Pilot Station |
Pitka's Point |
Platinum |
Point Baker |
Point Hope |
Point Lay |
Poorman |
Port Alexander |
Port Alsworth |
Port Ashton |
Port Graham |
Port Heiden |
Port Lions |
Port Moller |
Port Wakefield |
Quinhagak |
Rampart |
Red Devil |
Ruby |
Russian Mission |
St. George |
St. Mary's |
St. Michael |
St. Paul |
Sanak |
Sand Point |
Savoonga |
Scammon Bay |
Selawik |
Shageluk |
Shaktoolik |
Sheldon Point |
Shemya |
Shismaref |
Shungnak |
Shungnnak Village |
Skwentna |
Sleetmute |
Snettisham |
South Naknek |
Squaw Harbor |
Stebbines |
Stevens Village |
Stony River |
Stuyahok |
Takotna |
Taku Harbor |
Tanana |
Tanunak |
Tatitlek |
Tenakee SPrings |
Tetlin |
Tin City |
Todd |
Togiak |
Tokeen |
Toksook Bay |
Tuluksak |
Tuntutuliak |
Tununak |
Twin Hills |
Tyonek |
Ugashik |
Umiat |
Unalakleet |
Unga |
Venetie |
Wainwright |
Wales |
White Mountain |
Wiseman |
Woody Island |
Failure to comply with this requisition may result in having your driver's license suspended and payment of fines required.Also the vehicle can be impounded in the Municipality of Anchorage.
Minimum liability policy required is of: $50,000 for bodily injury per person, $100,000 per accident for bodily injury and $25,000 for property damage.
Other coverage may include uninsured/underinsured motorist, comprehensive and collision. Although state requires minimums, it is always suggested to pay extra. Auto Insurance can protect your assets in the event of an accident.
Why Car Insurance?
First reason why you need Auto or Car Insurance is because it is required, in almost all 51 States, to have auto liability insurance.
Auto Insurance is there to protect your assets. If you are involved in a car accident, auto insurance will help you take care of medical bills, the cost of reparation for vehicles involved, even sew costs (this may vary, depending on the insurance plan you have selected).
